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Marketplace Plans

Marketplace plans are separated into metal level categories of Gold, Silver, and Bronze. The metal level categories are based on how you and CareSource share the cost of your health care. Note that most CareSource members are also eligible for helpful government subsidies, which will lower your out-of-pocket cost for health care.

Plan Comparison

Higher premiums and lower out-of-pocket costs.

If you expect to have a many doctor appointments, need many prescription medicines, or need other health services, this may be a good choice for you. Gold plans have:

Higher premiums. You pay more each month for a Gold plan than you would for another metal level.

Lower out-of-pocket costs. With a Gold plan, the amount you pay each time you get a health service, such as seeing a doctor or filling a prescription, is less than what you’d pay if you have a Bronze or Silver plan.

Our only plans offering financial assistance.

The CareSource Silver Plan is out most popular plan. In fact, over half* of our members find that it fits best into their lifestyle and budget.

Financial Assistance These are the only plans that offer cost sharing reductions (CSR’s) in addition to premium tax credits. CSR’s are a discount or “extra savings” that lower the amount you have to pay for deductibles, copayments, and coinsurance.

Eligibility for different levels of Silver plans is based on your reported income.*Based on 2018 enrollment numbers.

Lowest premiums and highest out of pocket costs.

If you don’t expect to have many doctor appointments or need many prescription drugs, this may be a good choice for you. Bronze plans have:

Lowest premiums. You pay less each month for a Bronze Plan, but these plans have the highest deductibles and other out-of-pocket costs.

New for 2018 – Bronze HSA – A CareSource marketplace plan designed to be compatible with a tax advantaged Health Savings Account (HSA).

Disclaimers: CareSource is a Qualified Health Plan issuer in the Health Insurance Marketplace. This is not a Health Insurance Marketplace website. This website does not display all available plans. To see all available Qualified Health Plan options available, go to

This website is subject to change at any time without prior notice. This website is intended only as general information and is not an offer or invitation to contract.

Specific policy benefits listed on this website are intended to be a summary of coverage and do not list or describe all the benefits covered under specific policies nor is every limitation, exclusion or reduction of benefits listed. The overview of benefits, coverage and member cost shares are based on benefits being received from an in-network provider. To be eligible for reimbursement, all health care services must be provided by an in-network provider, except when applicable federal and state law or the applicable Evidence of Coverage for each policy provide otherwise.

Rates, benefits, premiums, deductibles, co-payments, co-insurance, and out of pocket expenses may vary based upon a variety of factors, including but not limited to, age, county of residence, smoking status, and level of policy selected.

Policies offered by CareSource have exclusions, limitations, and reductions of benefits and terms under which the policy may be continued in force or discontinued. The amount of benefits provided depends on the plan selected and the premium will vary with the amount of benefits selected. For complete costs and details of coverage, please call CareSource. Also, please use the link(s)  provided to download and review policy information, such as the Evidence of Coverage and Schedule of Benefits (Ohio, Kentucky, Indiana, West Virginia), for a more complete explanation of benefits, exclusions, limitations, and terms under which policies may not be renewed.

References to CareSource pertain to each individual company or other CareSource affiliated companies, such as CareSource, CareSource Kentucky Co., CareSource Indiana Inc., and CareSource West Virginia Co. Each company is a separate entity and is not responsible for another’s financial condition or contractual obligations.

CareSource does not discriminate on the basis of race, color, national origin, disability, age, sex, gender identity, sexual orientation, or health status in the administration of the plan, including enrollment and benefit determinations.