Are you Ready for a Disaster?

Declaration of Disaster or Emergency by Government or State Officials

If you’re affected by a disaster or emergency declaration by the President or a Governor, or an announcement of a public health emergency by the Secretary of Health and Human Services, there is certain additional support available to you.

  • If a major disaster or emergency affected your ability to enroll during a Special Enrollment Period (SEP), you are able to receive an extension until the end date of the emergency period. Major disasters or emergencies must be declared by the Federal Emergency Management Agency (FEMA) or by a Federal, state or local government entity.
  • Part A, Part B, and supplemental Part C plan benefits are to be provided at specified non-contracted facilities.
    Note: Part A and Part B benefits must be obtained at Medicare-certified facilities.
  • Part D covered drugs dispensed at out-of-network pharmacies when enrollees cannot reasonably be expected to obtain covered Part D drugs at a network pharmacy, and when such access is not routine.
  • “Refill-too-soon” Part D edits are lifted.
  • Ability to obtain the maximum extended day supply, if requested and available at the time of refill.

If the Centers for Medicare and Medicaid Services (CMS) hasn’t provided an end date for the disaster or emergency, plans will resume normal operation 30 days after the initial declaration.