REAL HEALTH INSURANCE YOU CAN REALLY AFFORD

There’s a lot of noise around health insurance these days. It can be difficult to know what’s true about your coverage and what really matters. But at CareSource, we’ve seen it all. We’ve been around since 1989, and we’re currently providing health coverage to over 2 million members*. We’ve been helping Marketplace insurance shoppers since the Marketplace opened in 2014 and we never quit. CareSource coverage is here when you need it.

Our plans are simple and affordable with coverage for pre-existing conditions and no annual or lifetime dollar limits for essential health benefits. All plans include pediatric dental and vision. You can choose to include the optional adult dental, vision, and fitness benefits where available. So, if you need health insurance this open enrollment period, CareSource can help. We’ve been helping our members through uncertain times for over 30 years.

CARESOURCE MARKETPLACE PLANS COVER ESSENTIAL HEALTH BENEFITS

With CareSource’s Marketplace plans, you’ll get real, affordable health insurance that covers what you need, when you need it. All of CareSource’s Marketplace plans are ACA (Affordable Care Act) Compliant with all of the protections afforded by the ACA and coverage for all Essential Health Benefits including pediatric Dental and Vision. If your plans aren’t ACA compliant, you might not have the coverage you need.

 

Pregnancy, maternity and newborn care

 

Prescription drugs

 

Outpatient care

 

Emergency services

 

Hospitalization

 

Mental health and substance use disorder services

 

Rehabilitative and habilitative services and devices

 

Laboratory services

 

Preventive and wellness services

 

Pediatric services, including dental and vision

 

Pregnancy, maternity & newborn care

 

Prescription drugs

 

Outpatient care

 

Emergency services

 

Hospitalization

 

Mental health & substance use disorder services

 

Rehabilitative/habilitative services & devices

 

Laboratory services

 

Preventive & wellness services

 

Pediatric services, including dental & vision

Optional Adult Dental, Vision & Fitness benefit plans are also available.

EXTRA WAYS TO SAVE MONEY

Four out of five customers can get a Marketplace plan for under $10 a month with financial help!** Over 70% of people who enroll in a CareSource Health Insurance Marketplace plan also qualify for a government-funded subsidy that substantially lowers the overall cost of the plan. When you enroll, you’ll see if you qualify. Eligibility for these funds is determined by the Health Insurance Marketplace, and not by CareSource. There are two ways in which the funds are distributed:

Advance Premium Tax Credit (APTC)
Tax credit based on income levels, to lower monthly premium payments. This can be used no matter what plan you enroll in.
Cost-Sharing Reduction (CSR)
CSRs are discounts or “extra savings” that lower the amount you have to pay for deductibles, copayments, and coinsurance. CSRs only apply to Silver plans, so if you qualify for a CSR, you must enroll in a Silver plan to get it.


Service Area

*New counties for 2022

CareSource Marketplace plans are available in 73 counties in Georgia:

Appling, Bacon, Banks, Barrow, Bartow, Brantley, Bryan, Bulloch, Burke, Butts, Camden, Candler, Charlton, Chatham, Cherokee, Clarke, Clayton, Clinch, Cobb, Coweta, Crawford, Dawson, DeKalb, Douglas, Echols, Effingham, Elbert, Emanuel, Evans, Fayette, Forsyth, Franklin, Fulton, Glynn, Greene, Gwinnett, Habersham, Hall, Harris, Hart, Henry, Jackson, Jasper, Jenkins, Jones, Lamar, Laurens, Liberty, Long, Lumpkin, Madison, McIntosh, Monroe, Morgan, Muscogee, Newton, Oconee, Oglethorpe, Paulding, Pierce, Pike, Rabun, Rockdale, Screven, Spalding, Stephens, Tattnall, Towns, Troup, Union, Walton, Wayne, and White

CareSource 2022 Georgia Marketplace Covered Counties

Service Area

*New counties for 2021

CareSource Marketplace plans are available in 73 counties in Georgia:

Appling, Bacon, Banks, Barrow, Bartow, Brantley, Bryan, Bulloch, Burke, Butts, Camden, Candler, Charlton, Chatham, Cherokee, Clarke, Clayton, Clinch, Cobb, Coweta, Crawford, Dawson, DeKalb, Douglas, Echols, Effingham, Elbert, Emanuel, Evans, Fayette, Forsyth, Franklin, Fulton, Glynn, Greene, Gwinnett, Habersham, Hall, Harris, Hart, Henry, Jackson, Jasper, Jenkins, Jones, Lamar, Laurens, Liberty, Long, Lumpkin, Madison, McIntosh, Monroe, Morgan, Muscogee, Newton, Oconee, Oglethorpe, Paulding, Pierce, Pike, Rabun, Rockdale, Screven, Spalding, Stephens, Tattnall, Towns, Troup, Union, Walton, Wayne, and White

CareSource 2022 Georgia Marketplace Covered Counties


Marketplace Plan Benefits


Marketplace Plans

Marketplace plans are separated into metal level categories of Gold, Silver, and Bronze. The metal level categories are based on how you and CareSource share the cost of your health care. Note that many CareSource members are also eligible for helpful government subsidies, which will lower your cost for health care.

Metal Levels BRONZE 300x300

CARESOURCE BRONZE

CARESOURCE BRONZE

Bronze plans offer the most affordable premiums. If you don’t expect to have many doctor appointments or need many prescription drugs, this may be a good choice for you. Bronze plans have:

Lowest premiums. You pay less each month for a Bronze Plan, but these plans have the highest deductibles and other out-of-pocket costs.

Three Different Bronze Plan Options:

Bronze* – Our lowest premium bronze plan, it only offers preventive services and generic prescriptions pre-deductible. This plan provides all of the coverages and protections of the Affordable Care Act (ACA) while offering the lowest cost by having limited coverage available before your deductible is met.

Bronze First – Focuses on keeping premiums low, while still providing for preventive services and other more common health care needs to be covered before you satisfy your deductible. This plan offers first dollar benefits for primary care office visits, retail clinics, specialist office visits, and generic prescriptions.

HSA Eligible – A high deductible health plan, compatible with a tax advantaged Health Savings Account (HSA). Outside of specific preventive services and generic prescriptions, this plan requires your deductible to be met before we contribute to your benefits. However, your pre-tax/tax deductible HSA contributions will offset some of the costs. CareSource has partnered with HSA Bank™ to make it easy for you to take part in the savings with a no cost** HSA Account!

*Available in select counties

**No cost refers to no monthly fees. There may still be fees associated to non-standard services.


  • SHOPPING FOR 2021 MARKETPLACE COVERAGE?

    If you have had a qualifying Life Event within the last 60 days, the Health Insurance Marketplace will grant you a Special Enrollment period. Qualifying life events include, but are not limited to:

    • Getting married
    • Having a baby
    • Moving outside your insurer’s coverage area
    • Becoming a U.S. citizen
    • Leaving incarceration
    • Having a change in income or household status that affects eligibility for advance premium tax credits or cost-sharing reductions if you are already enrolled in coverage through the Marketplace
    • Adopting a child or placing a child for adoption or foster care
    • Losing other qualifying health coverage due to losing job-based coverage, divorce, COBRA expiration, aging off a parent’s plan, losing eligibility for Medicaid or CHIP (Children’s Health Insurance Plan) and similar circumstances

    To find out if you are eligible for a Special Enrollment Period, give us a call at 1-844-539-1733 (TTY: 711).

    SHOP PLANS


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