Pharmacy

As a Qualified Health Plan in the Health Insurance Marketplace, CareSource provides prescription drug coverage. This benefit provides coverage for prescriptions obtained from a retail pharmacy, mail-order pharmacy or specialty pharmacy; and those that are administered in the patient’s home, including drugs administered through a home health agency.

CareSource uses evidence-based guidelines to ensure health care services and medications meet the standards of excellent medical practice and are the lowest cost alternative for the member. These requirements ensure appropriate use of these medications.

Copayments

Members may be required to pay copays for prescription drugs. Copay amounts vary based on plan and medication. Coinsurance is applied for specialty pharmacy. View the provider manual for more information, or call us at 1-866-286-9949.

Drug Formulary

CareSource updates the formulary regularly. Visit the Drug Formulary page for more information.

Generic Substitution

A pharmacy will provide a generic drug if available in place of a brand-name drug. This is called generic substitution. Members and providers can expect the generic to produce the same effect and have the same safety profile as the brand-name drug. If a brand name product is requested when a generic equivalent is available, you will need to request prior authorization. 

Prior Authorization

Some drugs may require prior authorization. Refer to the drug formulary to determine which drugs need prior authorization. 

Prior authorization requests may be submitted online, over the phone or by fax.

Online: Provider Portal

Phone: 1-866-286-9949

Fax: 1-866-930-0019

Medications billed on the medical benefit may also require prior authorization. Please check the Authorization Requirements for Medications Under the Medical Benefit. For all prior authorization decisions (standard or urgent), CareSource provides notice to the provider and member as expeditiously as the member’s health condition requires. Please specify if you believe the request is urgent.

Opioid drugs must meet the following prior authorization requirements:

  • Less than 90 days of therapy in the last 365 days
  • Less than 90 morphine milligram equivalents per day
  • No concurrent therapy with benzodiazepines
  • All extended release opioids require prior authorization

Specialty Pharmacy

Most specialty pharmacy medications require prior authorization from  CareSource. Access our pharmacy policies by selecting Policies from the Quick Links for more information. 

You can submit specialty pharmacy prior authorization requests:

Online: Provider Portal

Phone: 1-866-286-9949

Fax: 1-888-399-0271

NavigateSite of Care Drug List

Prior Authorization Forms

Policies

CareSource pharmacy and medical policies include therapy class policies that are used as a guide when determining health care coverage for our members with benefit plans covering prescription drugs. The policies are written on selected prescription drugs requiring prior authorization or step therapy. The policy is used as a tool to be interpreted in conjunction with the member’s specific benefit plan. Providers can find policies for each plan by accessing Policies from the Quick Links.

Exceptions

CareSource has an exception process that allows the member or the member’s representative to make a request for an exception. Reasons for exceptions may include intolerance or allergies to drugs or inadequate or inappropriate response to drugs listed on the formulary. The member or member’s representative can call Member Services to make the request, or complete the online Member Exception Request for Non-Formulary Medication.

CareSource then reaches out to the provider to obtain the appropriate documentation. CareSource will provide a decision no later than 72 hours after the request is received, or within 24 hours if the member is suffering from a serious health condition. Providers may be asked to provide written clinical documentation as to why a member needs an exception. In determining whether an exception will be given, CareSource will consider whether the requested drug is clinically appropriate.

Quantity Limits

Some drugs have limits on how much can be given to a member at one time. Quantity limits are based on the approved recommended dose frequencies. Patient safety is also considered.

Step Therapy

Members may need to try one drug before taking another. This is called step therapy. A member must try a medicine on the formulary before a non-formulary drug would be approved by  CareSource. Certain drugs will be covered only if step therapy criteria is used. 

Therapeutic Interchange

A member might have a drug allergy or intolerance, or a certain drug might not be effective. If a non-formulary agent is requested, the provider will need to submit a prior authorization request. This is called therapeutic interchange.

Home Infusion Therapy

For most home infusion therapy services, CareSource does not require participating preferred providers to submit prior authorization requests. If you are not a participating preferred provider, you must submit a prior authorization request before rendering home infusion therapy services.

Resources:

Maximum Allowable Cost (MAC)

CareSource is dedicated to providing the most current MAC pricing for drug reimbursement.

MAC pricing can be accessed through the secure CVS/Caremark provider portal. MAC Appeals can be completed through the portal and by following the CVS Caremark Appeals Process instructions.

Pharmaceutical Management Procedures

To learn more about how to use our pharmaceutical management procedures, look in the drug formulary. CareSource provides pharmaceutical management procedures annually and after updates. Changes are made in writing by mail, fax or email or via the web. If you have any questions regarding our pharmaceutical management procedures, please call Clinical Pharmacy Services at 1-877-362-5670.

Drug Safety Recalls

To find out if a drug you’ve prescribed to a patient is being recalled, please check the listings on the FDA website.