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HEALTH INSURANCE YOU CAN REALLY AFFORD

The COVID-19 Pandemic has changed everyone’s lives. You’re faced with challenges now that you may never have imagined before. At CareSource, we believe you shouldn’t have to worry about getting quality health care too. That’s why we offer affordable individual and family Marketplace plans tailored for any budget.

Our plans are simple and affordable with coverage for pre-existing conditions and no annual or lifetime dollar limits for essential health benefits. All plans include pediatric dental and vision. You can choose to include the optional adult dental, vision, and fitness benefits where available. So, if you need health insurance, CareSource can help. We’ve been helping our members through uncertain times for over 30 years.

CARESOURCE MARKETPLACE PLANS COVER ESSENTIAL HEALTH BENEFITS

 

Pregnancy, maternity & newborn care

 

Prescription drugs

 

Outpatient care

 

Emergency services

 

Hospitalization

 

Mental health & substance use disorder services

 

Rehabilitative/habilitative services & devices

 

Laboratory services

 

Preventive & wellness services

 

Pediatric services, including dental & vision

 

Pregnancy, maternity & newborn care

 

Prescription drugs

 

Outpatient care

 

Emergency services

 

Hospitalization

 

Mental health & substance use disorder services

 

Rehabilitative/habilitative services & devices

 

Laboratory services

 

Preventive & wellness services

 

Pediatric services, including dental & vision

Optional adult dental, vision and fitness benefit plans are also available.

EXTRA WAYS TO SAVE MONEY

Over 70% of people who enroll in a CareSource Health Insurance Marketplace plan also qualify for a government-funded subsidy that substantially lowers the overall cost of the plan. When you enroll, you’ll see if you qualify. Eligibility for these funds is determined by the Health Insurance Marketplace, and not by CareSource. There are two ways in which the funds are distributed:

Advance Premium Tax Credit (APTC)
Tax credit based on income levels, to lower monthly premium payments. This can be used no matter what plan you enroll in.
Cost-Sharing Reduction (CSR)
CSRs are discounts or “extra savings” that lower the amount you have to pay for deductibles, copayments, and coinsurance. CSRs only apply to Silver plans, so if you qualify for a CSR, you must enroll in a Silver plan to get it.


Marketplace Plan Benefits


Marketplace Plans

Marketplace plans are separated into metal level categories of Gold, Silver, and Bronze. The metal level categories are based on how you and CareSource share the cost of your health care. Note that many CareSource members are also eligible for helpful government subsidies, which will lower your cost for health care.


Are You a Member?

Get quick access to prescription coverage, find a doctor or health care provider, use health and educational tools, and discover what you can do with your My CareSource® Account.