State Hearing and External Review

External Review Process

If you are unhappy with a CareSource decision made in response to an internal grievance you filed, you may request an external review. In most cases, you must go through all of the steps in the internal appeal process before you can ask for an external review.

External reviews are conducted by independent review organizations. You do not have to pay for an external review, and you will not be subject to retaliation for requesting an external review. 

You or your authorized representative may request an external review of an adverse benefit determination or a final adverse determination notice by contacting the Offices of the Insurance Commissioner of the State of West Virginia. You must ask for the external review within 120 days of the date of the notice of the adverse determination or final adverse determination issued by us. 

All external review requests must be in writing, except for a request for an expedited external review, which may be requested verbally. In addition to filing the request for external review, you will also be required to authorize the release of your medical records as necessary to conduct the external review.

You or your authorized representative may send a written request for an external review to:

West Virginia Offices of the Insurance Commissioner
ATTN: Consumer Service Division
P.O. Box 50540
Charleston, WV 25305-0540

Consumer Hotline: 1-888-879-9842
Fax: 1-304-558-4965
Website: www.wvinsurance.gov

If you need help reading this information, please call us. We can read the information aloud for you, in English or in your primary language. We also can help you if you are visually or hearing impaired. If you ask, we can provide language services to help you file a complaint or grievance and to notify you about your complaint or grievance.